the richest man in atherstone

I reported earlier this year that I would be cashing in my £1000 investment in Premium Bonds and reinvesting it in the stock market.

The more astute of you have noticed that I bought shares in Lloyds TSB earlier this month but made no mention of financing the purchase with the money from the Premium Bonds.

The reason for this is simply cashflow. I had some cash kicking around in my current account that we were planning to use to buy furniture for our new house. I wanted the LLoyds shares at the beginning of the month but didn't want to wait until I'd cashed in the Premium Bonds so, knowing it wouldn't be needed for a few weeks, I used the furniture money to buy them.

I then cashed in the Premium Bonds (simply filled the form in and sent it off) and have received the money from them today. This is now my furniture money.

So, I just jiggled my money around a bit and everything is now straight...well nearly.

While I was filling in the Premium Bond withdrawal form, I decided to keep £100 worth of bonds. I thought I'd keep a ton in there just for fun. You never know - I could still win the million

So, a bit more money jiggling - moving £100 from one of my Savings Accounts to my Current Account - and I've got my furniture money back in full.