Since I started this journal, I've been saving 10% of my earnings (recently upgraded to 12.5% when I quit smoking) and have accumulated a nice pile of cash. It breaks down as follows:
Lloyds TSB Online Saver - £3800
Lloyds TSB Monthly Saver - £2000
Premium Bonds - £1000
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Total - £6200
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That's a healthy sum and I'm pleased with my progress thus far. I am constantly seeing investment opportunities that I would dearly love to pump my cash into for higher returns. But there is a problem.
We have our house on the market.
This means I need to keep the cash liquid and easily accessible in case we require a bigger deposit on our new property.
I am feeling in limbo at the moment. I feel I am missing out on utilising my money on the opportunities I see, yet I cannot 'tie-up' the cash in case we need it when we move house.
It's an awful feeling that I hope you, dear reader, never have to experience.
The sooner we sell our house and buy another, the sooner I'll be happier and feel in control again.
Has anyone else had any similar experiences?
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